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Compare Dog Insurance Carefully

Compare Dog Insurance Carefully

Compare dog insurance plans carefully. You almost need to be a forensic accountant to detect the subtleties between different policies. If your dog has a pre-existing medical condition, make sure this is not excluded under the policy. It doesn’t make sense to buy a policy that won’t pay.

Check to see if your insurer excludes or charges a higher premium for your breed.
Review any age limits for coverage. Some insurers start coverage right away, while others require the pet to be 8 weeks old. Some plans don’t cover pets over 8 years old while other have no age limit.

Make sure you understand what you are purchasing. Some policies cover only accidents. Most policies cover accidents & illnesses, while others offer comprehensive coverage, including preventive care (checkups, vaccinations, neutering, etc.) along with accident and illness coverage.

Review the deductibles, co-pays and caps on coverage.

Some insurers will pay 80% of the costs for treating your pet’s illness, while others will pay 100%. Make sure you select an insurer that provides the coverage you need.

A recent survey of the top pet insurance companies is provided below:

Customer Satisfaction Ratings
Ratings of 1 – 10 (with 1 lowest and10 highest satisfaction)

U.S. Insurers
PetPlan: 9.39
Embrace: 9.09
Petfirst: 8.72
Trupanion: 8.63
PurinaCare: 8.4
Pet Assure: 7.75
Pets Best: 7.57
Hartville/ASPCA: 5.81
VPI: 4.85
Pet Partners (AKC): 4.78
PetCare: 3.94

Canadian Insurers
Petsecure: 9.37
Vetinsurance: 8.63
PurinaCare Canada: 7
PC Financial: 4
PetCare Canada; 3.94

Policy costs will vary from provider to provider, based on the breed and the speciific plan chosen.

Some packages are comprehensive, including annual checkups and vaccinations, spaying/neutering and death benefits. Some plans only cover accidents and illness.

Gary Weiss has worked in the financial services industry for over 25 years, specializing in risk management and risk mitigation.

Dog Care 101

Dog Care 101

Article by Christine Beals

Caring for a dog is much more than just feeding it daily. One of the saddest things in the world is a neglected animal — especially a doting dog. Dogs love and need bundles of attention and tender loving care. Their whole day revolves around when they can expect some love and attention from you, their owner. Basically, your dog gives you a lifetime of unconditional love, friendship, and loyalty. In return for all of his/her love and affection he/she counts on you to provide all his/her necessities such as food, water, a safe shelter, exercise, veterinary care and much more.

A good place to start when caring for your appreciative pooch is with identification tags. Outfit your pooch with a collar and ID tag that includes all your vital contact information such as your name, address, and an easily reachable telephone number. No matter how careful of an owner you are, there’s always a chance your lovely companion may become lost at some point. A collar and ID tag will greatly increases the chance that you and your pet will be happily united again.

After you have collared and ID tagged your dog, you should think about vaccination. It’s extremely important to follow local laws for licensing your dog and vaccinating him/her for rabies — not only for your pooch but for your own well being too. A great place to look for information is your local animal shelter or humane society. These agencies can give you information regarding legal requirements, and where to have you passionate pooch vaccinated. Not only does your doggie need vaccinating, it also needs regular check-ups with a veterinarian. A dog is just like you or I, it needs regular check-ups with his/her doctor to ensure the proper health of your pet. If you do not have a veterinarian, ask your local animal shelter or your loving pet-owning friend for a referral and check out the provided information on choosing a veterinarian.

Once you have found a veterinarian both you and your dog love, then it’s important to think about spaying or neutering your dog. This always makes me think of Bob Barker and his passion for spreading the importance of spaying and neutering through word of mouth on the hit game show The Price is Right. Dogs that have this routine and minor surgery tend to live longer, be healthier, and have fewer behavioral problems such as biting, running away, and general aggression. By spaying or neutering your dog, you are also doing your part to reduce the disheartening problem of pet overpopulation.

Now that we have addressed your pets’ medical needs, you should think about proper nutrition. It is vitally important to give your pooch a balanced diet with constant and consistent access to fresh clean water. Your veterinarian can give you information about the proper type of food, and the amount that will keep your companion healthy and happy. He or she can also give you information on how often to feed your dog, because various breeds require different amounts of food.

When caring for your dog you have to think of proper shelter. A fenced yard with a doghouse is an ideal setting for your pooch. Remember that if your dog is large and active, it typically needs more space and room outside to run and play. However, dogs should never be left outside alone for extended periods of time. This all goes back to the deep down need dogs have for love and attention. Dogs truly need and crave companionship and should spend most of their time inside with the family — since they are a vital family member.

Just like you or I, your dog needs plenty of exercise and movement to stay healthy. Make sure he/she gets enough exercise to keep him/her physically fit but not exhausted. Many dog owners agree that playing a game, or with use of throw toys with their canine companion, along with twice daily walks provide sufficient exercise for your pooch. If you should have any questions or concerns with this, once again it is wise to check with your loving veterinarian for their advice on the proper amount of physical activity suited to your dog. Many experts agree there is also a simple rule to remember when thinking of care for your dog — off property, on leash! Even if you have a valid license for your dog, an official rabies tag, and a collar and ID tag, your companion should still be on a leash. Your dog should not be allowed to roam outside of your home or fenced yard — ever. It may sound harsh but it the best bet for you, your community, and your dog to keep control of your pet at all times. The old saying “it’s better to be safe than sorry” applies here.

Along with keeping your dog on a leash, many experts believe it is important to enroll your canine companion in a dog training class. Positive training will allow you to control your companion’s behavior safely and humanely. Not only will this bring some control to your hands, it provides a terrific opportunity to enhance the bond you share with your pooch. The humane society, as well as your veterinarian, can provide information on reputable dog trainers.

Lastly and most importantly in thinking about proper dog care is love — and lots of it! Be loyal to, loving, and patient with your faithful canine companion. Your pet needs you and loves you — that is something you must remember. Make sure the expectations you have of your dog are reasonable and healthy. Also remember if you do encounter some behavioral problem, the vast majority of them can be solved with a little time, effort and supporting love. If at any time you are struggling to meet all the things that are required to love and care for your dog, you must contact your veterinarian or local animal shelter for advice and direction. If for some reason you can’t handle the responsibility of loving and caring for your animal, someone else gladly can and will.

Christine Beals is a professional writer who provides information for That Dog Blog where you’ll find information on Greyhounds and other dog breeds. That Dog Blog is a part of the Go! Blog Network.










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